One telephone scam that is prevalent involves a call from someone purporting to be from your bank. With these scams, you’re typically told there’s a fraud in your bank — and that the bank is looking for you to transfer money into a ‘safe’ account. You are usually advised to withdraw money from your local bank branch and then to lodge that money into the ‘safe’ account by arranging a money transfer in your post office.
You may be told not to tell the bank branch why you’re withdrawing the money — and the fraudster may suggest that the branch is in on the fraud, according to Davenport, who heads up the BPFI’S anti-fraud initiative, fraudsmart.ie. Of course, the ‘safe’ account in question is the fraudster’s account — and once your money is transferred into it you’re unlikely to ever see it again.
Another version of this telephone scam is where you get a call from an individual claiming to be from your bank — where you are told that your bank has noticed some unusual transactions on your account and wants to confirm your account details. Should you divulge those details, the fraudster will then use those details to attempt to access — and take money out of — your account.
There have also been recent cases of people receiving calls advising them that their computer has been hacked or has a virus. The fraudster, who purports to be from a well-known company such as Microsoft or Apple, seeks payment of anything from a few hundred euro to a few thousand to fix the non-existent problem.