Why can’t I add son to our car’s pol­icy?

Sunday Independent (Ireland) - Business & Appointments - - FRONT PAGE -

Man­ag­ing di­rec­tor of In­suremyhouse.ie, In­sure­my­car. ie & In­sure­my­hol­i­day.ie listed as ‘not in­cluded’. To buy a new pol­icy with an­other in­surer where win­ter sports is in­cluded is very ex­pen­sive as I need cover for my­self, my hus­band and three teenagers. Do I have any other op­tions? June, Co West­meath AS a first port of call, I sug­gest you talk to your in­surer. List­ing cover as ‘not in­cluded’, would nor­mally mean that there is an op­tion to in­clude. It may well be the case that you wisely chose at the time of tak­ing out the pol­icy to ex­clude this cover, as you didn’t think it would be some­thing you would need. Most in­sur­ers will al­low you to add this cover back into your pol­icy as long as you haven’t started the hol­i­day. This should cost no more than €10- €15 to add onto your pol­icy.

Just one more tip — check what ac­tiv­i­ties are ex­cluded in the pol­icy, like sledg­ing or snow­board­ing — be very clear about what is cov­ered and not cov­ered es­pe­cially with teenagers. En­joy the hol­i­day.

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