We need to insure against false claims

Sir — Wrongful claims are being made in the courts for compensation for injuries sustained in so-called accidents.

We have become so famous for large payouts that we read that accidents have been staged by some fraudulent claimants.

It seems there is no real immediate financial downside for making such claims. So I wonder if it was obligatory at the start of an action for a substantial deposit to be paid in court — non-refundable if a case is unsuccessful — would a claim be made at all?

In any event, between levies on insurance premiums and fraudulent or frivolous claims in court, the taxpayer is being milked far more in Ireland than elsewhere. If all of the above is within the law, it is not justice and the law should be changed urgently. We badly need to adopt best practice.

D Coyle,

Ballinteer, Dublin