WHAT TRAVEL DISRUPTION COVERS

1. If your flight/sea vessel is cancelled or delayed for more than 12 hours, you get additional accommodation and travel costs up to €1,000.

2. If your flight/sea vessel is cancelled or delayed for more than 12 hours you can claim up to €1,000 for irrecoverable unused travel, accommodation and other pre-paid charges.

3. Up to €1,000 for accommodation if you have to be moved or cut your trip short because of a flood, earthquake, volcanic eruption, etc.

4. Cancellation or curtailment charges should the Foreign & Commonwealth Office or World Health Organisation advise against travel to the country or area are travelling to.