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Ronan Ryan, who is married to former Miss Ireland Pamela Flood, sounded almost relieved to hand his Clontarf home over to its vulture fund owners. That said, the transfer of Ryan’s €1.1m mortgage between several lending institutions over the years coupled with the failed attempts to sell the property meant that he has lived there for free for more than eight years. This victim of the credit crunch hasn’t had it all bad it seems.