Open the door to a new mortgage with AIB

These days we are spoiled for choice. We can switch mobile providers, electricity companies, even refuse collectors. It’s as painless as choosing to shop in that new supermarket down the road.

Switching is consumer power at its best. With so much competition, we can now get great offers from providers.

Right now even the banks are making the process as pain free as possible. It has never been as easy to switch your mortgage, or even your current account. It is well worth considering changing banks as often it can save you money.

AIB in particular offer very attractive offers for switchers who are tired of the people who gave them a mortgage, current account, or credit card. Opening the door to a new mortgage Yes, it is possible to switch your mortgage halfway through the term. But why would anyone want to move mortgage when they are not moving house? You may well ask …

Well, hundreds of customers have moved to AIB because of what it offers. It is worth considering because it may very well save you money.

For a start AIB will pay you € 2,000 within two months of drawing down the mortgage. And if you have your AIB current account in place to pay your mortgage from, they won’t charge you any transaction fees and charges.

Moving mortgage providers is not half as much hassle as you might think. It’s not that daunting at all when you talk to the likes of Marie Mullowney in the AIB Sligo or Billy Leahy in AIB Tubbercurry. They will help you with the paperwork, saving you time.

If time is tight, you can always call the Switching Team on 0818 303 035 ( lines are open Monday to Friday 9am – 9pm and Saturday 9am – 6pm).

In the long term, the rate of interest you pay makes a big impression on how affordable your mortgage is to pay back. AIB has very competitive fixed and variable interest rates on offer. You can see how much you might save by clicking on the mortgage switcher webpage which has a switcher calculator on www. aib. ie/ mortgages.

If you have a tracker mortgage with another mortgage provider, switching your mortgage to AIB means you will lose your existing tracker rate. So it’s best to get some independent financial advice before deciding to switch your mortgage. Important mortgage information Warning: If you do not keep up your repayments you may lose your home.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

WARNING: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT.

THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME. ( Applies to variable rates only)