Flexible investments guarantee your future
MCIS Insurance Berhad ( MCIS Insurance), a leading life insurer in Malaysia, has 61 years of experience under its belt.
A proud homegrown brand, it has amassed significant understanding of local market needs. MCIS Insurance takes pride in going for the mass segment of customers and working to realise the full potential of this segment.
Driven to serve all Malaysians, it continuously designs products that not only suit the needs of its customers but also ones that complement customers’ stages of life.
In collaboration with its international association by way of shareholder, South Africa- based Sanlam Emerging Markets, MCIS Insurance offers its latest innovative investment- linked product, the MCIS Premier FlexiInvest ( PFI).
This product was a result of comprehensive knowledge sharing between the local product development team and its counterparts at Sanlam Group.
In essence, PFI is a comprehensive protection and savings plan meant to grow with the ever- changing needs of customers.
New developments are meant to fulfil the needs of customers as well as realise the potential of entering newer market segments while not forgetting its focus on its core target audience.
Kevin Jones, chief executive officer of MCIS Insurance, talks about the insurer’s offerings:
On target market segments
Through PFI, we target young working professionals and professionals who seek protection and wealth accumulation as well as retirement solutions.
This caters to different life stage changes and most importantly, helps build a solid financial safety net to assist them in achieving long- term financial goals.
On the nature of PFI
Naturally, we seek to protect what we hold dear – special life events such as the birth of a child, marriage, starting a family or purchase of a property leads us to be more protective. We celebrate your special life events together with you by granting you the privilege to increase your protection coverage up to 20% of your basic sum covered, subject to a maximum of RM500,000, free of underwriting requirements.
All you need to do is to inform us of your change in status ( supported by relevant documents) to increase your protection coverage.
On its special features
We also believe that rewards and loyalty go hand in hand. In reflection of this philosophy, this plan rewards loyal customers with an anniversary bonus as early as the beginning of the second policy year right up to the golden age of 80.
This bonus will be in addition to the cash value gained from the investment fund.
If you enjoy ad hoc windfalls such as bonuses or salary increments, you can also perform ad hoc or regular top- ups to your favourite investment- linked funds and witness the potential growth of your savings.
Features of the MCIS Premier FlexiInvest.
This plan also allows for flexible access to your savings. Partial withdrawals of cash value are possible if you need access to funds.
On protection
It is only prudent to shield against the risk of economic fluctuations. With the 5 Years Guaranteed Coverage, this plan shields you against policy lapsation
even if your policy’s investment funds falter during unfavourable economic climate.
The 5 Years Guaranteed Coverage starts at the inception of your policy until the fifth policy year, subject to terms and conditions.
You may further enhance your protection by adding our available features ranging from medical, hospital benefit to critical illnesses
For more information, visit www. mcis. my
Kevin Jones, chief executive officer of MCIS
insurance.