The Malta Business Weekly

Housing costs perceived to be a burden for 57.2%

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The European Statistics on Income and Living Conditions (EU-SILC) survey 2018 reported that 3.4% of persons in private households in Malta lived in overcrowde­d dwellings.

EU-SILC is an annual panel survey that collects informatio­n on the income and living conditions of private households in Malta and Gozo.

In 2018, almost 4,000 households were interviewe­d.

In 2018, 55.4% of all inhabited main dwellings in Malta and Gozo were either apartments or maisonette­s, while 39.9% were semi-detached or terraced houses.

Results show that the largest proportion of main dwellings (32.5%), contained five rooms. This was followed by 23.2% of main dwellings composed of six rooms, and 22.7% composed of seven or more rooms.

Home ownership was the most common type of tenure status, with 78.8% of all households owning their main dwelling. Of these, 73.8% reported that they never had a mortgage on their

main dwelling or have repaid their debt in full.

Among households with dependent children, 84.0% were homeowners. This was higher than that for households without dependent children in which case 76.2% were homeowners.

A different trend is observed among rented main dwellings, with 18.9% of households without dependent children being tenants compared to 11.3% of households with dependent children.

According to EU-SILC 2018, 3.4% of persons living in private households lived in overcrowde­d dwellings. The overcrowdi­ng rate is defined by the number of rooms available in the household in relation to its size and other demographi­cs.

When looking at the overcrowdi­ng rate by tenure status, one finds that the rate for persons living in rented dwellings was 10.9%. On the other hand, the overcrowdi­ng rate of owner-occupied households was of 1.9%.

This rate can also be observed in correlatio­n with relative poverty, where one finds that it stood at 6.8% for persons who were at-riskof poverty or social exclusion, whereas for the rest of the population living in private dwellings, it stood at 2.6%.

Housing costs were perceived to be somewhat of a burden for 57.2% of all persons living in

households. A further 19.8% considered these costs to be a heavy burden while, the remaining 23% stated that they were no burden at all.

Moreover, 54.2% of persons who were severely materially deprived considered the housing cost to be a heavy burden.

This was by far the highest percentage in any group. In contrast, only 27.5% of people at-risk-ofpoverty considered the housing cost to be a heavy burden.

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