Can you afford to run the car?
This is a very important point which often gets overlooked. Only a new car will drive without any maintenance for a while but eventually, even that will require a service, new tyres, a battery or new windscreen. Have you got the money for that? By stretching you budget too far, these necessary items could be out of reach and eventually cause your car to break down or lose value faster. Purchase something more affordable and budget for repairs to always have peace of mind.