What can you afford?

Your dream car’s price comes first because it’s the most obvious hurdle - can you actually afford the price? Even if you negotiate a better deal, it is NOT a good idea to buy any vehicle with all the money you can currently afford. The car’s maintenance and repairs (see below) are extra costs, never mind insurance, fuel, tyres, and so on. Plus, you don’t want to cut back completely on other luxuries like dining out, entertainment, hobbies, gadgets, etc. Speaking of which...