Help­ing peo­ple get back on track

Fox­ton’s free bud­get­ing ser­vice now a life­line for many fam­i­lies

Horowhenua Chronicle - - OUT AND ABOUT IN FOXTON -

Fox­ton Bud­get­ing has been go­ing from strength to strength since it started in 2005.

This year the free ser­vice to res­i­dents of Fox­ton, Fox­ton Beach, Waitarere Beach, Hi­matangi and Shan­non has be­come truly stand alone.

Midyear the ser­vice moved into Kearne Cot­tage, be­hind the Sal­va­tion Army build­ing in Av­enue Rd, and has joined FinCap, an um­brella or­gan­i­sa­tion for the na­tion’s 199 bud­get­ing ser­vices.

To­gether FinCap mem­ber or­gan­i­sa­tions em­ploy over 1000 ad­vis­ers/ men­tors, pro­vide help to more than 60,000 peo­ple each year around the coun­try and man­age a to­tal per­sonal debt of $600m.

The Fox­ton ser­vice now has ac­cess to com­mu­nity grants as well as a reg­u­lar con­tri­bu­tion from MSD and has two trained men­tors, Bruce Rock­ell and Stephanie Brown.

FinCap or fi­nan­cial ca­pa­bil­ity, is a char­i­ta­ble trust set up and funded by MSD a year ago. It re­places the for­mer Fam­ily Bud­get­ing Ser­vices, which has since been wound up. Each mem­ber or­gan­i­sa­tion is an af­fil­i­ate on whose be­half FinCap works with MSD.

“They also deal with easy money lenders, for ex­am­ple, such as Home Di­rect and Har­money,” said Stephanie Brown.

Fox­ton Bud­get­ing has around 70 clients.

“Some of them come in ev­ery week.” In re­cent years the team has seen a new trend — more work­ing peo­ple are need­ing help due to life events, such as an on­go­ing ill­ness which has led to loss of in­come, how­ever tem­po­rar­ily.

“We bring peo­ple back to re­al­ity: All you need to sur­vive is is shel­ter, food and power. We try to change their spend­ing habits. We can’t force them,” said Bruce.

For them it is about con­fi­dence build­ing.

“We be­come a sound­ing board out­side their fam­ily cir­cle and even­tu­ally we are part of their fam­i­lies.”

They of­fer a free non-judg­men­tal

“Peo­ple walk in here in tears but even­tu­ally go home happy and proud of them­selves be­cause they have been em­pow­ered to deal with their fi­nan­cial prob­lems,” said Stephanie. “See­ing peo­ple’s debt shrink is also very sat­is­fy­ing.”

Find Fox­ton Bud­get­ing at Kearne Cot­tage, 10 Av­enue Road in Fox­ton. Ph 06 363 6684 or 027 623 8077.

Bud­get­ing ser­vices per­form an im­por­tant role.

Newspapers in English

Newspapers from New Zealand

© PressReader. All rights reserved.