• A Forest Enterprises investment is a direct investment in land and trees for one rotation of the forest crop (about 26 years)

• You pay an initial amount upfront to buy shares in a Limited Partnership which owns land and trees

• Plus, you make affordable annual contributions (with tax deductibility) each year until harvest

• Forest Enterprises, as the professional manager, runs the business of the Managed Investment Scheme

• The forests and their harvest

are responsibly managed

• The growth of a forestry investment is largely biological growth of the tree crop – best practice silviculture is key to volume and log quality at harvest

• Income is generated during harvest and returns depend on log prices at the time – harvesting over multiple years helps to mitigate effects of price fluctuations

•

If you’re interested in investing, have a read of the product disclosure statement – this has all the helpful and essential information you need about the investment

• Consult a financial adviser to help work out if forestry investment is for you

To learn more and for a product disclosure statement, visit forestenterprises.co.nz

who trained as a dental nurse, have peered inside people’s mouths and fixed their teeth – and made a lot of friends along the way. For most of that time they have worked at Riverside Dental in Christchurch. They also spent a year at Christchurch Hospital, where they met; four years in England; and have regularly travelled to the Chatham Islands for two-week stints doing ‘back-to-basics dentistry’.

After seven years’ study at the University of Otago in Dunedin, Michael says he learnt half his dentistry in one year at hospital. ‘We used to do 24-hour on call for a week and see all the dental emergencies that came into A & E, and that could be anything – broken jaws, broken faces.’

Helen helped children, handicapped people, and those from disadvantaged backgrounds. ‘I loved doing it,’ she says.

The couple then travelled to England and worked near Cambridge. Kiwi dentists were in high demand. ‘It was just bedlam the whole time,’ says Michael. ‘We never got around to a recall system or anything like that. On the first day I walked in at nine o’clock and there were 10 patients booked in the first hour – five-minute appointments.’

The couple say it was ‘a great experience’ but they didn’t like the English class system, so returned to Christchurch to raise their three daughters, Louise, Katie and Charlotte.

Working in the Chathams was rewarding. ‘I’d always wanted to work there,’ says Michael. ‘Helen became my nurse. It was great going over there because it was like New Zealand was 30 or 40 years ago. And the people are fantastic.

There aren’t many places where you can look out the back window and there are sheep wandering down the road and someone riding their horse to school, and kids at school still have bare feet.’

Sometimes they worked 12-hour days but had to finish before the pub closed for meals at 8 pm.

Michael was fascinated by Moriori history. ‘My greatgreat-plus uncle was the first magistrate on the Chathams. He was a tax collector and in 10 years never collected a cent! His son wrote a history of the Moriori.’

Michael originally wanted to be an engineer – or maybe a pilot, having learnt to fly aged 14. He says he sort of ‘fell into’ dentistry. ‘I was interested in viruses and at the time there wasn’t much call for that. Since then, it’s been all viruses, but that’s too bad, I went and did dentistry because it involves bugs and using your hands.’

Michael says dentistry is both a science and art. Technology has changed significantly. ‘We had white fillings for front teeth and silver fillings or gold for back teeth, and gold and porcelain. Now, computer-aided design has really come in, and we have got a lot more porcelains, zirconium, and all sorts of things that are much stronger. Gold is still the gold standard, and probably except for appearance, is the best material in the mouth. Amalgam is still used but much less, basically because people don’t like its colour.

The white materials, the composites, have developed into cosmetic dentistry.

‘Once, all the American movie stars had crowns on their

great outdoors for over 40 years.