The right home loan for you
A floating home loan rate goes up and down with interest rates but provides more flexibility when you’re wanting to pay off your loan faster.
There are a range of repayment options. You could choose fixed, floating or even revolving credit. Sometimes a mix works.
A fixed home loan gives you certainty. Your interest rate is fixed for a period of time and you know exactly how much you’ll pay each loan payment.
Revolving credit suits some buyers and works like an overdraft. You can withdraw money up to your credit limit when you need to for a fixed monthly fee.