The Budget

It’s the day of a lifetime – but that doesn’t mean you should rack up the debt of a lifetime. Figuring out your budget should be your absolute first port of call. Let this these pages show you how.

Though it can be difficult to fathom before you start planning, the average New Zealand couple spends $30,000 on their wedding. But whether you want to splurge and host a grand event, or do it all with enough money left over for a round-the-world honeymoon of your dreams, there are ways to budget and party wisely – and make your cash go the extra mile.

ESTABLISH WHERE YOU’RE AT

Before you make any decisions, establish how much money you have to spend on your wedding. If your parents have said they’ll contribute, be sure to determine a figure around this so you’re not planning blind.

TAKE IT PIECE BY PIECE

Next, make a list of what needs to be organised, then prioritise. For you, the photos might be the most important, while the menu could be top of your fiancé’s agenda. This list will come in handy when you’re identifying how much money you want to spend on each element – see across the page for a general guide to allocating your wedding spend.

TALK IT UP

Keep the lines of communication open with your vendors. If their rates are higher than you can afford, don’t be afraid to try to negotiate a deal that suits your budget. Also enquire about hidden costs, such as corkage fees or set-up and clean-up charges.

CREATE A PAPER TRAIL

Good records will be your saving grace in the lead-up to the big day. Use the budget tracker on page 24 to create a spreadsheet that will help you monitor your progress and keep your spending under control. File away any correspondence with suppliers, such as photography estimates and venue balance updates, along with your receipts, to keep on top of things.

GET ORGANISED

The earlier you can start hunting for wedding buys, the more time you have to search out the best bargains. Look far and wide for quotes and scour the sales.

BE CREATIVE

Thinking outside the box can help you cut costs. A relative may have a car you can borrow as transport on the day, or a musically talented friend could create a Spotify playlist for your reception. And instead of paying for postage, why not email your ‘save the dates’? You can make a favourable impression on your guests’ bank accounts, too: for out- of-towners, include affordable accommodation options in your invitations and speak to hotels to see if you can arrange a group deal. W