Kāpiti Coast

1. Full heart, not half- heart. “You must be committed and enthused about what you’re doing. Half-hearted is not good enough — it’s too much work for that. You must understand why you’re doing what you’re doing.”

2. Tackle debt. “Even though I had two per cent loans in the bank, I repaid them. It wasn’t fashionable at all, but it’s my understanding that if you want choices in life, you can’t owe anybody anything. When I wanted to change my career, I didn’t feel beholden to anyone. Debt is necessary, but it’s a bad idea. In other words, you have to do it, but you get rid of it as quickly as you can.”

3. Embrace the unknown. “There’s way more to life than you know. And the longer you live, the more you realize what you don’t know. Of course, you’re going to be scared. But in the end, if you want to do it, do it. It’s not going to be perfect because nothing is.”

WIN

Be in to win one of five copies of Olive Oil:

The New Zealand Way, worth $ 39.99 each. See thisnzlife. co. nz for details.