NZ Lifestyle Block

Line up lending to get a step ahead.

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In a crowded housing market, where competitio­n is hitting record highs, it’s important buyers do their homework before stepping into their first open home. While vendors want the highest bid for their listing, many also seek confidence from the purchaser, with a solid guarantee that finance is secured. Potential buyers who put forward an offer with lending institutio­n pre-approval, will, more often than not, have a leg up in the fierce Kiwi housing market. The benefits also weigh in the purchaser’s favour, giving a clear idea of how much they can offer on a property. Trade Me Property arms home seekers with the benefits of gaining pre-approval, and know-how to make the process as pain-free as possible. This includes a stepby-step exploratio­n of lending institutio­n requiremen­ts, and when to consider working with a mortgage broker. As New Zealand’s number one real estate-buying site, Trade Me Property offers a treasure trove of home-buying education and informatio­n, and enables home buyers to search by accommodat­ion types, suburbs, highest and lowest price, latest listings and open homes to make their house hunting a breeze. ‘It’s important buyers do their homework before stepping into their first open home.’

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