Kiwis moving to Australia:

■ No access to unemployment benefits

■ No sickness benefits

■ No disaster relief

■ No access to student loans, university fees must be funded upfront

■ Pay the disability levy, but are blocked from the benefits

■ New Zealand Superannuation cut to zero if a Kiwi couple have a home and A$860,000 (NZ$895,000) in retirement assets

■ Super only paid in full once retirement assets fall to A$394,500 for a couple and A$263,250 for a single pensioner

■ Foreign stamp duty payable on NSW and Queensland property if still residing in New Zealand