ACROSS
1. Accumulate ( 5)
4. Salary ( 7)
8. Delight ( 7)
9. Squeeze ( 5)
10. Frank (4)
11. Cape (8)
13. Dash (4)
14. Advance payment (4)
16. Exactness (8)
17. Saucy (4)
20. Unsuitable (5)
21. Ruin ( 7)
22. Innate ( 7)
23. Lock of hair ( 5)
DOWN
1. Cluster (13)
2. Proverb ( 5)
3. Team (4)
4. Vocalist (6)
5. Cheeky (8)
6. Raise ( 7)
7. Drawbacks (13)
12. Storyteller (8)
13. Charm ( 7)
15. Real (6)
18. Banish ( 5)
19. Revise (4)