How Payattitude removes middlemen, boost transparency in JAMB

The challenge of dealing with so- called agents and paying extra charges that parents and guardians face while registering their wards for the Joint Admissions Matriculation Board (JAMB) examination may be a thing of the past with the new payment method, PAYATTITUDE.

Payattitude is a chip and pin enabled tag-type solution that is linked to customers’ prepaid mobile wallet, enabling access to their account(s) for different payment transactions simply. At its launch in 2015, fintech company Unified Payments Systems (UP) had six money deposit banks signup to PayAttitude.

Currently the number of participating banks has increased to ten, including Access Bank, Diamond Bank, First Bank of Nigeria, Fidelity Bank, Heritage Bank, Sterling Bank, United Bank for Africa, Unity Bank, Polaris Bank and Zenith Bank.

Collaboration with multiple banks gives users of PayAtttitude the capacity to carry out their transactions within banks on the mobile application. A statement from UP sent to Businessday describes Payattitue as the first and only multibank USSD and app with Pay-with-phone-number for Point of Sales ( POS), ATM, WEB, Mobile, and person-toperson transactions.

While making the announcement for the commencement of the sale of its 2019 application forms on 10 January, JAMB also said it is expanding its payment options to include the Pay-with-phone-number on Payattitude.

This enables parents, guardians and sponsors to authorise payments from wherever they are in a simple and convenient manner. During registration for examination or nay other service provided by JAMB, candidates wishing to make payments will simply enter the phone number of their parent, guardian or sponsor on the POS, WEB, Mobile or any other payment channel. The sponsor will instantly be prompted to authorise the payment by simply entering a 6-digit PIN on his or her phone.