The Cash Diet
Paying with strictly cash money (no plastic!) most of the time is ideal for anyone who is routinely surprised by the length of their credit-card bill, the echo in their empty bank account, or how often they get dinged with overdraft fees. Of course, there will be some exceptions to the rule, like buying a plane ticket, but beyond that, do your best to follow a no-swipe rule. Even one month of cash dieting can give you a more reliable understanding of your main money leaks.