DTI, BSP push for responsible use of digital wallets
zìº ºāąđèºêđ óä zą³º ê³ 9ê³ėĉđąĩ ɞ z9ɟ ê³ đìº êþó qºêđąá ÊAE Pilipinas (BSP) are strongly encouraging merchants and consumers to be responsible users of digital wallets or ewallets to ensure safety and reliability Ïê ³ĀĐÏÊAE đó ĈÌÁºĈĈ đąêĉđïóêĉɐ
z9 ĈĈÏĈĐÊĐ qºąºđąĩ QĄĨ Eºê iìºó ºèāìĉïįº³ ³ĖĄÏÊAE z9ɔĉ Góêĉĩėèºą đ 9« i ĀĄÓAEĄÈ Ïê
óê qđėą³ĩɊ Sóģɐ ȩȰɊ đìđ ģìïẠBsp-regulated digital wallets are safe đó ėĉºɊ ĖĈºĄĈ Ĉìóėá³ «º Ąºäėá Ïê Ìê³ÁÏÊAE ĐÌºÏĄ ºɢģááºđ óėêđĉɐ
,óą ̺Ą ĀĄĐɊ qi iĩèºêđĉ ióáÏĩ ê³ ºģºáóāèºêđ Ïąºđóą đđĩɐ Bridget Rose Mesina-romero shared đìđ qi ÏĈ ÈÞÏÊAE áóđ óä ºĵóąđĉ đó promote safety across digital payment ĀáđäóąèĉɊ ĈĐĄºĈĈÏÊAE đìº Ïèāóąđêº óä consumer awareness in the responĈï«áº ėĉº óä ³ÏAEÏĐÁ ĈºĄĢϺĈɐ
iąđïėáąáĩɊ Ĉ̺ ÌÏAEÌÁÏAEÌĐº³ đìº qiɭĉ ÏAEÏĐÁ ,Ïêêïá Iïđºąĩ ĀĄÓAEĄÈ đìđ º³ėđºĉ ,ÏÁÏĀÏÊÓ óêĉėèºąĉ óê đìº ĀĄÓĀºĄ ėĉº óä ³ÏAEÏĐÁ ĈºĄĢϺĈ đó Āąºģºêđ ĈÈĈ ê³ óđìºą Äąė³ėáºêđ Ïąėèĉđêºĉɐ
She noted that digital payments include transaction history and other ĈºĄĢϺ ĺđėąºĉ ÄÓĄ ºĈϺĄ ºĈĈ ê³ ĐĄÞÏÊAE óä đąêĉđïóêĉɐ
곺ą đìº ĀĄÓAEĄÈɊ qi Ąºèïê³ĉ users to refrain from entertaining susĀÏÏÓĖĈ ȺĈĈAEºĈ óą áïêþĉɕ ºê«áº ĢºĄÏĸđïóê ĀĄÓºĈĈºĈ Ĉºđ «ĩ ºɢāĩèºêđ Āáđäóąèĉɕ Ąºđº ĈĐĄÓÊAE ĀĈĈĢÓĄ³ĈɊ ģìïẠ޺ºĀÏÊAE đìºè ĀĄÏĢĐºɕ ê³ Ąºāóąđ Ïè躳ïđºáĩ ÄÓĄ êĩ ĈĖĈĀÏÏÓĖĈ áºąđĉɐ
9ê ³³ÏđïóêɊ móèºąó Ĉϳ đìđ đìº qi ÌĈ ÏĐĈ óêĉėèºą ĴÏĄĈ óķº đìđ ėđïáïįºĉ Ìđ«óđ ĢÏ ĐÌºÏĄ óêáïêº Āáđform called BSP Online Buddy (BOB) ĢÌÏÌ đºąĉ đó ê³ ³ºÁÏĢºĄĈ óêºąêĉ
đó đìº qiɐ
QºêģìïáºɊ Qĩ IÌÏÁÏĀĀÏʺĈ ºāđêº ê³ qq" 6º³ MÏÌĄ³ I«ÏĐAE ĈÌĄº³ đìđ Qĩ ėĉºĉ èėáđïɢ Äđóą ėđìºêđïđïóê ĢÌÏÌ Ïêáė³ºĉɊ a password and one-time pin (OTP); ê³ êđïɢäąė³ đóóáĉ ĖĈÏÊAE Ąđïĸïá Ïêđºááïaeºêº ɞ 9ɟɐ
ɩȪȬɖȯ Āó ɫĩėêae ÈAE èóêïđóąïêae êđïêɐ qóɊ ɫĩê Āó ĩ AEÏÊAEĢ ÊAE maya para secure yung payments [Our èóêïđóąïêae ÏĈ ȪȬɖȯɐ qóɊ đìđɔĉ ģìđ Qĩ ³óºĉ đó Ĉºėąº đìº ĀĩèºêđĉɝɊɪ I«ÏĐAE Ĉϳɐ
He added that the e-payment Āáđäóąè áĉó ĀĄÓĢϳºĈ óêĉėèºą º³ėđïóêɊ ĖĄAEÏÊAE óêĉėèºąĉ đó ĢÓϳ ĈÌĄÏÊAE ĈºÊĈÏĐÏĢº Ïêäóąèđïóê đó ĀĄºĢºêđ «ºÏÊAE Ĉè躳ɐ
đ đìº óāºêïêae ³ĩ óä đìº ĈÌÁºĈĈ "ĨĀÓ áĉđ ,ĄÏ³ĨɊ I«ÏĐAE ĈÌĄº³ đìđ consumers were able to raise concerns ê³ Ĉººþ áąïĸđïóêĉ óê Ìóģ đó ³ó ³ÏAEÏĐÁ đąêĉđïóêĉ ê³ ³Ïĵºąºêđ ³ÏAEÏđá Āĩèºêđ Āáđäóąèĉɐ
I«ÏĐAE êóđº³ đìđ ĖĈºĄĈ ê Āĩ digitally through debit cards; credit Ą³Ĉɕ lm ĀÌɊ êđïóêá lm ó³º Ĉđê³Ą³ɕ ê³ ºɢģááºđĉɊ èóêae óđìºąĉɐ Ąđïĸïá 9êđºááïaeºêº ɞ 9ɟ is an emergent weapon or ally of business leadºĄĈ Ïê ³ºģºáóāïêae êºģ Āąó³ėđĉ ê³ ĈºĄĢϺĈ đó Ąºĉāóê³ seamlessly to the needs of their ėĉđóèºąĉɐ 9Ä ÌĄÊºĈĈº³ ºĵºđïģºáĩɊ Ïđ ĐĄÊĈÄÓĄÈĈ «ĖĈÏʺĈĈ ĀĄÓºĈĈºĈɊ ĈđąėđėąºĉɊ ê³ ĐÏĢÏĐϺĈ ³ĄÏĢÏÊAE ÌÏAEÌ áºģºá óä ºķïºêĩ ê³ Ïêêóģđïģºêºĉĉ đìđ ³ºÁÏAEÌĐ ê³ Ąºđïê ėĉđóèºą áóĩáđïºĉɐ
Ĉ Aeóó³ Ĉ Ïđ ³óºĉ ÄÓĄ «ĖĈÏʺĈĈɊ Ĉó Ïđ Ĉìóėá³ đóó ÄÓĄ ºĵºđïģº ê³ Ïêêóģđïģº ³ºáïģºąĩ óä ăėáïđĩ º³ucation and student learning that Ĉóáï³ïĸºĉ ÈĈĈÏĢº ³ºģºáóāèºêđ of human capital for the national Ïêđºąºĉđɐ iąđïėáąáĩ Ĉó Ïê đìº ĸºá³ óä ĸêêº ê³ óėêđïêaeɊ «ĖĈÏʺĈĈºĈ 꺺³ èêaeºąïáɊ óāºąđïóêáɊ ê³ Ĉđđėđóąĩ ĄºĀÓĄĐÏÊAE information rendered by highly Ïêêóģđïģº ê³ đąï꺳 ĀĄÓĺĈĈïóêáĉ ÄÓĄ ĐÌºÏĄ ³ºïĉïóê ÈÞÏÊAEɐ
9 đºìêóáóaeïºĉ Ąº Ā«áº óä ĀĄÓºĈĈÏÊAE ê³ êáĩįïêae ĢĈĐ èóėêđĉ óä Ąºáɢđïèº ³đ ÏêģóáģÏÊAE ĸêêºɊ óėêđïêaeɊ èąþºđĉɊ óāºąđïóêĉɊ ê³ Ìėèê Ąºĉóėąºĉ đìđ ºê«áº êė꺳 ³đɢ³ąïģºê ³ºïĉïóêɢèþïêaeɐ zìºĩ ºê«áº ĀĄº³ÏĐÏĢº ê³ ĸêêïá êáĩđics sifting through historical accounting data to identify potential Āąó«áºèĉ ê³ óāāóąđėêïđïºĉɊ ĀĄº³ÏĐ Āóđºêđïá óėđóèºĉɊ ê³ adapt insights to enhance a forward-approach to get ahead of the ėąģº Ïê đėą«ėáºêđ ºêģïąóêèºêđɐ
zìº Ģïá«ïáïđĩ óä ė«ïăėïđóėĉ Ìđ«óđĉ ºê«áºĉ ºĵºđïģº èchine learning through real-time mutual interactions and feedback between and among teachers and Ĉđė³ºêđĉɐ ÏĐÌ 9 ÁAEÓĄÏĐÌÈĈɊ student data and performance can «º êáĩįº³ đó Ąºđº Āºąĉóêá ºĩperiences for the teacher to adapt óą ėĉđóèïįº ĐºÌÏÊAE ĀĀĄÓ̺Ĉ ĐºĄÏÊAE đó đìº ³Ïĵºąºêđ áºąêïêae styles of students that enhance ĀĄĐÏÁ ê³ đąêĉäóąèđïģº áºąêïêae ºĵºđïģºêºĉĉɐ
zºìºąĉ Ąº áĉó «ºêºĸđº³ «ĩ 9 Ïê ºĈÏÊAE ĐÌºÏĄ ģóąþáó³ĉ óä calculating and grading outputs and automating their course ³ºĈÏAEÊĈɐ 9đ ÏĈ ĐÏȺɢĈĢÏÊAE ģìïẠkeeping them abreast of useful đºìêóáóaeïºĉ Ïê Ïêêóģđïģº ³ºáïģery and updated student perforèêº Ąºóą³ĉɐ
6óģºģºąɊ áïþº êĩ êºģ Āìºnomenon whose efficacy still ÌĈ đó «º Ģĉđáĩ ³ºèóêĉđąđº³ Ïê đºąèĉ óä ºĵºđïģº ĄºĉėáđĉɊ Ĉóèº Ąº ģąĩ óä 9 đºìêóáóaeïºĉ Ĉ ê existential threat that might reĀẠÌėèê «ºÏÊAEĈɐ zó ááĩ ĈĖÌ ÄºĄĈɊ 9 ÏĈ ɩêºėđąáɪ đóóá ģìóĉº use is dependent upon the one ģìó ėĉºĉ Ïđɐɪ 9đ ÏĈ êóđ 9 đìđ Ąºplaces human beings but the one ģìó ėĉºĉ Ïđɐɪ 9đ ÏĈ đìº ƖĀĄÓAEĄÈèºąɪ óä đìº ƖĀĄÓAEĄÈɪ đìđ ºĩºąÏĈºĈ Ûė³aeèºêđɐ ³èïđđº³áĩɊ đìºąº are concerning gray areas such as the insidious rise of deception and óđìºą èêïāėáđïģº đóóáĉ óä ÈĈĈ ³ÏĉïêäóąèđïóêɊ ĢÌÏÌ èėĉđ «º ³³ĄºĈĈº³ óêĉﳺą«áĩɐ
zìº ĄÏĈÞĈ ê³ Ąºģą³ óä 9 Ïêđºaeąđïóê Ïê ĸêêº ê³ counting education should be a ĄÏĐÏÁ Ìóïº đó èþºɐ qđė³ºêđĉ Ĉìóėá³ êóđ «º ³ºĀĄÏĢº³Ɋ Ąºĉđąï꺳