TIPS TO CURB IMPULSE BUYING

WE live in a very fastpaced life today. Gone are the days when we wait a long time for what we want and need. The mantra now is, “the faster, the better.” Time is such a precious commodity that waiting is considered a waste.

We want things instantly. That’s why we have instant noodles, fast food, instant messaging ... even instant money. In short, we are sur - tion. We want that gadget, that car, that return on investment, those results... ASAP.

- nance is being able to stay the course and build up resources patiently. And this takes time. Time, coupled with money invested, will surely continually look for ways to crunch up money—whether by subtracting expenditures or adding up expenses—to put it off for future use.

In a world of instant gratification, disciplining ourselves when it comes to buying impulsively is a great challenge. Everywhere you look, you see promos, big sales, the latest gadget launches, which demand your attention and ultimately, your money. You see them in malls, the internet, TV, newspapers, and huge billboards. The temptation is always there— and very compelling.

But these expenses can become huge setbacks if they do not contribute to your ef