HOROSCOPE

YOU BORN TODAY You are knowledgeable. You have a wide variety of interests that you like to research. You often are a key player in your circle of friends, a role you comfortably welcome because you're a natural leader. At times, you are outrageous, which others find entertaining. Work hard to build or construct something this year because it matters.

Birthdate of: Mira Nair, director/producer; Mario Puzo, author; Friedrich Nietzsche, philosopher.

ARIES ( March 21 to April 19): This is a good day to make practical plans, especially those related to shared property, inheritances and anything you own jointly with others. ( This includes debt.)

TAURUS (April 20 to May 20): Someone older or more experienced might give you good advice today. Quite likely, you will meet this person in a group situation. ( Hey, it never hurts to listen.)

GEMINI (May 21 to June 20): People in authority will respect your ideas today regarding long-range plans or cost-cutting. Because you sound practical and realistic, others will listen to you.

CANCER (June 21 to July 22): This is an easy day to study if you have to learn anything. You can make headway in writing as well as making future travel plans. Someone older might have a good suggestion.

LEO (July 23 to Aug. 22): Take a look at your financial scene. Figure out what bills you can pay today and what you own and what you owe. Get a clear picture of your financial landscape.

VIRGO (Aug. 23 to Sept. 22): Practical discussions with partners and close friends will yield some solid results today. People are in a serious frame of mind and ready to accept new ideas and solutions.

LIBRA (Sept. 23 to Oct. 22): Do some planning regarding your job and possibly regarding your health today. Whatever you come up with will be an improvement. Try it.

SCORPIO (Oct. 23 to Nov. 21): Parents and educators can sit down today to make plans about the welfare of children. Others might make future plans about a vacation -- for example, how to save for one.

SAGITTARIUS (Nov. 22 to Dec. 21): Pick the brains of an older relative or someone more experienced today regarding family matters or how to secure your home. People are in a practical frame of mind (including you).

CAPRICORN (Dec. 22 to Jan. 19): This is an ideal day to apply yourself to mental tasks. You have excellent concentration, and you will not overlook details.

AQUARIUS (Jan. 20 to Feb. 18): You might see better ways of handling your money or better ways of earning it. If shopping today, you won't buy frivolous items. You will want only practical things that last for a long time.

PISCES (Feb. 19 to March 20): This is a good day to make plans for further education or anything related to publishing, the media, medicine and the law. You want results in the future.