GETTING STARTED ON YOUR DREAM HOME

into problems down the road and save them time and effort in the process,” said PSBank senior vice president and marketing group head Emmanuel A. Tuazon. PSBank, the consumer banking arm of the Metrobank Group, can help you get started on your dream home as it makes it easier for one to take out a loan. In fact, PSBank marks another first as it had set a one-day credit decision on home loan application for the purchase of brand new condominium units and properties from accredited developers including Federal Land, SM Development, DMCI, Megaworld, Rockwell Land, Ayala Land Premier, Avida Land, Alveo, and Amaia, among others.

“The process of providing a loan decision within one day follows streamlining of internal evaluation processes, allowing the bank to offer the fastest possible credit decision on home loan applications for condos available in the country,” Tuazon said.

Apart from the faster ap- proval process, PSBank Home Loan with Prime Rebate allows customers to earn rebates or savings when they make advance or excess payments on their monthly dues.

Rebates earned from advances/excess payments are computed on a daily-basis in- cluding weekends and holidays, starting on the date the payment is posted and credited every due date. This loan facility also features flexible terms as well as convenient payment channels. Meanwhile, the approval process on condominium units and properties from nonaccredited developers shall have the standard loan decision of five days via SMS. This will be applied for home loan applications for acquiring house and lot, vacant lot, townhouse or duplex, house construction or renovation, refinancing an equity or reimbursement of acquisition cost.