CLEO (Singapore) - - ADULTING -

Choose wisely and get the best plan for your travel needs, says Ali­cia. “Don’t just look at the pre­mium charges; look at the cov­er­age and var­i­ous pol­icy plan tiers. Many in­sur­ers have at least three to four tiers such as Clas­sic/Su­pe­rior/Pre­mier which of­fer cov­er­age at dif­fer­ent amounts.” Be­fore get­ting one of the pricier plans, check the de­tails to see if you re­ally need the ex­tra cov­er­age pro­vided. She also ad­vises to be sure you’re cov­ered for the en­tire du­ra­tion of your trip, as well as all of the des­ti­na­tions and modes of trans­port, be it cruise, plane, train or car.

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