Adult­ing Hacks

Mak­ing ends meet can be dif­fi­cult, so why not earn some ex­tra cash with a side hus­tle?

CLEO (Singapore) - - CONTENTS -

As if en­ter­ing the real world and start­ing a nine-to-five job isn’t hard enough, there are many as­pects of adult­hood to con­tend with. So here’s a quick guide to en­joy­ing wine, man­ag­ing re­la­tion­ships at the work­place and trav­el­ling solo, among other adult­ing things you should know about.

Ask for help

Many banks of­fer com­pli­men­tary ad­vi­sor ser­vices—take ad­van­tage of them to learn how you can in­vest and max­imise your cash flow. In­vest­ing isn’t nec­es­sar­ily scary and doesn’t take a lot of money to start. A fi­nan­cial ad­vi­sor can help you to as­sess your risk tol­er­ance and build a di­ver­si­fied port­fo­lio based on it.

Start a pas­sion project

Turn your hobby into a source of in­come. For ex­am­ple, many fit­ness in­struc­tors have a nine-to-five cor­po­rate job. They teach spin or yoga classes after work, get­ting their work­outs in while earn­ing some ex­tra money.

Sell the stuff you don’t need

Work with what you’ve got—purge your closet of ev­ery­thing you haven’t worn in the past year and sell your old clothes. It’s also a great way to re­or­gan­ise and re­dis­cover old pieces you may have for­got­ten about.

Find free­lance work

Take on free­lance work that doesn’t com­pete with your day job. Esh­ton Chua, a fur­ni­ture de­signer by day and free­lance graphic de­signer by night, uses his past work con­nec­tions to get small projects. “I see my free­lance work as a break. I know it’s tech­ni­cally work, but work­ing on some­thing dif­fer­ent gives me a fresh per­spec­tive. After I com­plete a free­lance project, I walk away with money and in­spi­ra­tion.”

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