Insurance… Sorted!

Since many plans can’t be transferred to other countries, health insurance is an important consideration when settling in – especially if you’ve come to Singapore with family. Here, the team from Bupa Global and Raffles Health Insurance (RHI) share three reasons why global cover is a very good idea.

OPTIONS

Singapore is blessed with a very high standard of medical care, which is good news for anyone living here; it’s a great starting point for the healthcare choices you make. Opting for private cover, while it generally costs more, can provide extra peace of mind through more coverage options.

FLEXIBILITY

Even if you have corporate insurance provided by your company, it likely won’t meet all your needs. Some people look at a second policy as a top-up, for a greater range of benefits with higher annual policy limits and coverage when you need it, beyond the time you’re with your current company.

There’s further flexibility, too, as some plans provide optional modules such as outpatient care, drugs and dressing; so you can tailor a plan to your own healthcare needs. If you’re an expat with a global lifestyle, for example, you can access a portable, global health solution.

EXTRAS

Bupa Global and RHI offer clients access to leading specialist care around the world with their family health insurance packages. These premium health plans provide access to more than 1.5 million medical providers worldwide, and with direct billing services; plus, with Global Virtual Care, they can access a global network of doctors via the phone or in-app video anytime. Other services include a 24/7 Healthline, second medical opinion service, doctor referrals and direct access to specialists without the need for a GP referral.

Things to consider when choosing a private medical insurance plan

• annual policy limits

• geographic coverage (e.g. does it include the US?)

• maternity coverage

• whether it covers for pre-existing, mental, hereditary, congenital and chronic conditions

• whether it includes preventive benefits (health checks, vaccinations and so on)

6340 1669 | bupaglobal.com