BANK­ING, PHONE AND OTHER AC­COUNTS

Expat Living (Singapore) - - Singapore Hacks -

Is it easy set­ting up a bank ac­count and things like a mo­bile phone con­tract or a home in­ter­net ac­count? Our panel mem­bers dis­cuss what they might have done dif­fer­ently with hind­sight.

Yes, be­cause my hus­band took care of it! Go for a lo­cal bank. We have DBS and it has worked out fine for us. We went straight to Starhub and opened up our phone line, in­ter­net ser­vices and tele­vi­sion pack­age all in one, and it’s all worked smoothly for us. Just re­mem­ber to ask crit­i­cal ques­tions about the con­tract. – Alexan­dra

We wouldn’t do any­thing dif­fer­ently, but I do rec­om­mend open­ing a lo­cal bank ac­count like DBS or POSB as their ATMS are eas­ier to lo­cate. – Mel

Set­ting up a bank ac­count here is rel­a­tively easy. I strongly rec­om­mend hav­ing at least one ac­count with a lo­cal bank like DBS or POSB be­cause of their vast net­work of ATMS and ex­cel­lent cus­tomer ser­vice. Starhub and Sing­tel are one-stop shops for get­ting your phone, in­ter­net and cable con­nec­tions. The only thing that we didn’t find seam­less was that we had to pay our ren­tal de­posit for our apart­ment via cheque. We needed a bank ac­count for that, for which we needed a res­i­den­tial ad­dress, and it be­came a bit off a loop predica­ment. – Ankita

I opened my per­sonal ac­count with an in­ter­na­tional bank, but in hind­sight I would have gone to a lo­cal bank like DBS as it can still be tricky to find an ATM which ac­cepts the in­ter­na­tional bank card. – Beth

For bank­ing, my hus­band and I de­cided to go with DBS as we felt they pro­vided us more flex­i­bil­ity with multi-cur­rency ac­counts and over­seas bank trans­fer fees. Also, DBS cus­tomers can use both DBS and POSB ATMS, which makes with­draw­ing cash a bit eas­ier when you’re out and about. As for in­ter­net, we quickly re­alised that a VPN was a must when I couldn’t pay my Vic­to­ria’s Se­cret credit card bill on­line be­cause the web­site was blocked, and when my hus­band couldn’t watch col­lege foot­ball. Af­ter much trial and er­ror, we’ve found Ex­pressvpn to be a con­sis­tent, re­li­able and af­ford­able VPN op­tion. – Dana

All pretty easy; we didn’t have any is­sues. I’m with DBS for bank­ing and Myre­pub­lic for in­ter­net. – Lisa

Yes, un­be­liev­ably so. It’s all very quick and ef­fi­cient, as long as you have all the nec­es­sary in­for­ma­tion to hand. – So­phie

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