Daily News

LOAD SHEDDING RISKS CALL FOR VIGILANCE

- CHRISTELLE COLMAN Christelle Colman is an executive for High-Net-Worth Solutions at Old Mutual Insure.

FOLLOWING the recent implementa­tion of Stage 2 load shedding by state power utility Eskom, South Africans are cautioned to protect themselves, their property and their belongings. There can be grave financial repercussi­ons not only from load shedding itself, but also from the power surges that can ensue as a result of outages.

The two most common risks associated with load shedding are the potential damage to household appliances and the safety threat of security system malfunctio­ns.

As we approach the festive season, the risk of increased opportunis­tic crime should be top-ofmind for South Africans, considerin­g the load shedding schedule is made public for all – including criminals.

Homeowners should take the following steps to mitigate the risk of possible damage or loss as a result of electricit­y cuts:

1. Unplug appliances. It is a good idea to unplug appliances, or any other electronic devices, when the electricit­y goes out as these devices are vulnerable to power surges. These appliances, which include cellphones and computer equipment, can be badly damaged when the power comes back on due to a spike in electricit­y flow.

2. Test the alarm system. During load shedding, alarm power packs and batteries may wear out faster, resulting in reduced functional­ity. This may also cause alarm systems to produce false alarms and panic signals. It is important to test the system regularly.

3. Install reserve batteries for fences and gates. To ensure that electric fencing and gates still work during load shedding, reserve batteries should be installed.

4. Secure your home. In the event that the power goes out, homeowners are advised to ensure that their homes are locked up and adequately secured, in order to reduce the risk of a home burglary. This will not only reduce the risk of a break-in, but will also improve the ease of your insurance claim in the event that any theft does occur.

5. Be vigilant. Because the load shedding timetables are open to the public, criminals may see blackouts as an opportune time to undertake illegal activities. As such, extra vigilance is required, particular­ly when arriving or leaving the home in the evenings. Keep a torch in your car should you arrive home in the dark and need to open your perimeter security gate manually.

6. Light up your home. During a blackout, people should make use of solar power or battery-operated lights. In addition, rechargeab­le torches and lights should also be kept in the home and car – but remember to keep these charged.

7. Be aware of generators. While homeowners may purchase generators, it is critical that these are never used inside the home or in an enclosed area. Generators produce carbon monoxide, which can be fatal if inhaled and is highly flammable.

8. Review your insurance policies. Homeowners need to review their insurance policies to see what is covered in the event of loss or damage to the home or its contents during a blackout. Policyhold­ers are advised to speak to their insurance brokers about any additional cover.

At this stage, the process of load shedding is not new to South Africans, but we need to be well prepared.

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