WHAT TO WATCH OUT FOR

Fairlady - - INSIDE INFO -

Be wary of emails (phish­ing), SMSes (smish­ing) or ac­tual phone calls (vish­ing… Yes, we know) that ap­pear to come from a source you trust – like your bank – ask­ing you for per­sonal in­for­ma­tion. Scam­mers will usu­ally be look­ing for your ID num­ber, pass­word, PIN or other bank­ing de­tails, and will try to make you feel rude or ridicu­lous for not giv­ing them the in­for­ma­tion they want. Don’t fall for it! Fraud­sters of­ten know just which psy­cho­log­i­cal but­tons to push.

If you’re sent a one-time pass­word (OTP) when you’re not busy with on­line bank­ing, it usu­ally means some­one else is us­ing your bank­ing cre­den­tials. Don’t give those dig­its to any­one over the phone! Con­tact your bank at once and tell them you think your se­cu­rity has been com­pro­mised and why – but don’t give even them the OTP.

Any email from ‘your bank’ that asks you to click on a link to ac­cess the site is dodgy. The link can take you to a fake site that looks like your usual land­ing page and trick you into in­sert­ing in­for­ma­tion, which is then ex­tracted by fraud­sters. In­stead, al­ways type the web­site ad­dress into the browser’s search bar, and make sure you’re us­ing a se­cure web­site that con­tains ‘https’ and has a pad­lock icon in the ad­dress bar.

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