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This magazine contains views on and recommendations about investments. Readers are urged to recognise that such commentary is for information purposes only. Readers should undertake their own analysis and/or seek professional advice based on their specific needs before purchasing or selling investments. The views contained in this magazine represent the true views of the author responsible for each report. Authors’ remuneration is not affected by their opinions or recommendations. The writers may have interests in the assets discussed in this report, but all trading in such assets is subject to Times Media Group’s code of conduct, which may be obtained at www.timesmedia.co.za. All positions are disclosed to the editor prior to publication. Some contributions are provided by investment companies which may also have, or be seeking to have, a consulting or other professional relationship with the companies mentioned in this magazine. The views contained in advertisements published in the magazine are those of the advertisers themselves and Investors Monthly takes no responsibility for the information contained within them.