George Herald

WGA Wealth bied ‘n wye keuse van dienste

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Die plan begin met ‘n strategies­e bate-allokasie en behoorlike sektor- en aandeelsel­eksie.

The month starts with a waxing Moon almost at first quarter which becomes full on the 10th. New Moon follows on the 25th and the first crescent will be visible on the 26th.

September is also the month when the Sun passes from the northern hemisphere to the southern hemisphere. The Equinox (Latin for equal night) occurs on the 23rd. It is also the time when days are getting longer most quickly; this month we gain an extra hour of daylight from the first to the 30th. The actual 12-hour day occurs on the 19th, because of the size of the Sun and refraction (bending of light) caused by the Earth's atmosphere. For many the equinox marks the beginning of spring, but it is the beginning of the southern summer half of the year which lasts 178,8 days. This is shorter than our winter half of the year of 186,4 days - the difference of just over a week is because the Earth's orbit around the Sun is not circular, but slightly elliptical (egg-shaped).

The Earth is closest to the Sun in our summer, and being closer means it moves faster and so our summers are shorter! What is also noticeable is that the Sun rises to the south of east and sets to the south of west from now on, so south-facing walls will get some early morning and late afternoon sunlight.

The evening sky to the west shows the Scorpion heading for the horizon, and on the third, a quarter Moon is visible close to the red supergiant star called Antares (Rival of Mars) because both have a very similar reddish hue. As I have mentioned before, Antares is a significan­t star; historical­ly known to many nations. To the Chinese it was the "Great Fire" at the heart of the Dragon of the East, to the Romans it was “Cor Scorpionis”, the heart of the Scorpion, and to the French it was "Le

Couer de Scorpion". Astronomic­ally it is the only constellat­ion that looks like its name. It is about 520 light years away, a billion kilometres in diameter and around 9 000 times as luminous as our Sun: a true super giant star that is nearing the end of its life.

In the south the well-known Southern Cross and Pointers are low above the horizon and earning their name "Thutlwa" (Giraffe Stars) as they seem to graze the tops of the trees. To the north, the bright star Vega is

The James Webb Space Telescope (Webb) specialise­s in infrared light. Conversely, the Hubble Space Telescope (Hubble) can image not only blue light but even ultraviole­t. Therefore, Webb and Hubble data can be combined to create images across a wider variety of colours. This image of four galaxies from Stephan’s Quintet shows Webb images as red and also includes images taken by Japan’s ground-based Subaru telescope in Hawaii. Because image data for Webb, Hubble and Subaru are freely available, anyone can process it themselves, and even create intriguing and scientific­ally useful multi-observator­y montages. unmistakab­le low above the horizon, to the right (east) of which is Deneb, the brightest star in the constellat­ion of Cygnus, the Swan.

On a par with Rigel, it is one of the great stars: 25 times more massive than the Sun, 60 000 times more luminous and about

1 500 light years away.

The morning sky is truly spectacula­r, and early risers can still enjoy some beautiful sights. Orion is now well up, with isiLimela and the Hyades to the left. Sirius shines very brightly to the right and, together with Betelgeuse (red supergiant) and Procyon, the Little Dog Star, forms the Great Southern Triangle. Castor and Pollux can be seen low in the north-east. On the 16th a waning gibbous Moon passes by isiLimela (Pleiades) and the Hyades. Mars is visible at the beginning of the month between isiLimela (Pleiades) and the Hyades.

But the planets are slowly starting their return to the evening sky; from the 10th to the 12th a bright Moon will pass by Jupiter and they will be closest together on the 11th.

Hoe navigeer jy jou beleggings­fondskeuse en maak jy die regte keuse tussen 1 400+ effektetru­st fondse, en dit net in SA?

Die kort antwoord is, jy doen nie. Wat van jy begin met jou einddoelwi­tte in gedagte en bou dan ‘n gebalansee­rde beleggings­portefeulj­e volgens ‘n vooropgest­elde plan? Jy besluit dus aan die begin wat jou opbrengsve­rwagting is en oor watter termyn jy dit wil behaal en stel dan so jou portefeulj­e saam.

Die plan begin met ‘n strategies­e bate-allokasie en behoorlike sektor- en aandeelsel­eksie.

Dit word natuurlik gedoen op grond van behoorlike navorsing deur ervare bate- en fondsbestu­urders. Die goed gediversif­iseerde strategie kan ook aangevul word met ‘n persoonlik­e aandelepor­tefeulje om seker te maak dat jy nie koopgeleen­thede in die mark mis nie.

Daar is soveel aspekte om in gedagte te hou by die bou van ‘n gediversif­iseerde portefeulj­e, waarvan die geldeenhei­d waarin jy wil belê, die geografies­e ligging, belegginsg­voertuig, belastingi­mplikasies, beskerming en nalatenska­p aan afhanklike­s maar net ‘n paar is.

Vir ‘n volledige ontleding van jou huidige finansiële posisie en ‘n bespreking van jou toekomstig­e drome en planne, kontak my gerus.

Wim van Zyl 082 377 1748 of e-pos na wim@wgawealth.co.za

 ?? ?? PROMOSIE-ARTIKEL
PROMOSIE-ARTIKEL
 ?? ?? Sien meer foto’s by
Wim van Zyl
Sien meer foto’s by Wim van Zyl

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