Don’t for­get

Go! Drive and Camp Camp Guide - - Front Page -

En­sure ev­ery­thing’s squared away at home be­fore you hit the road

WHAT HAP­PENS IF I’M IN­VOLVED IN A COL­LI­SION?

As is the case with a mo­tor ve­hi­cle, your car­a­van is also in­sured com­pre­hen­sively against dam­age in a col­li­sion. How­ever, there is a huge dif­fer­ence with re­gard to third-party claims. If, for ex­am­ple, you should tear off an­other car’s side mir­ror with the side of your Sprite, the claim will be sub­mit­ted to your mo­tor in­sur­ance and not your car­a­van’s, be­cause in­sur­ers ar­gue that the tow­ing ve­hi­cle caused the ac­ci­dent – not your car­a­van.

The car­a­van could not have driven along the high­way on its own. As long as it’s hitched, it is merely con­sid­ered to be an ex­ten­sion of the tow­ing ve­hi­cle. The mo­ment that you un­hitch your car­a­van and it ac­ci­den­tally rolls over your neigh­bour’s foot in the camp­site while you are try­ing to park it, the car­a­van in­surer will have to pay for his med­i­cal bill.

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