Ukubaluleka kokuba nelifa njengenxalenye yesicwangciso lwezemali
Ilifa kufuneka lisebenze njengesicwangciso sobomi bakho kunye nokucwangciso lwezemali.
Ilifa lakho alifanele lijongwe njengento ekucingwa ngayo kamva okanye njengoxwebhu
oluntsonkothileyo, kunoko lijongwe njengenxalenye yesicwangciso sempahla esiqwalasela zonke iinkalo zobomi bakho.
U-aneesa Razack, oligosa eliphethe i-ofisi yakwafnb Fiduciary uthi, “Ilifa sisicwangciso esineenkcukacha zokuba uza kuzishiya njani izinto zakho onazo, ezinkulu nezincinci, kubantu obathandayo xa sele udlule emhlabeni. Njengoko ubomi buqhubela phambili, iimfuno zabantu ziyaguquka kwaye njengoko kunjalo kufuneka siqinisekise ukuba iminqweno yabo imelwe kakuhle kwilifa.
Nokuba kukho utshintsho olukhulu olunjengokuthenga indlu okanye ukutshata okanye ukwenza naluphi na uhlobo lotyalo-mali - kufuneka uziqwalasele ezizinto xa usenza kwaye uhlaziya ilifa lakho.”
Usenzo Nsibande, oligosa eliphethe i-ofisi yakwafnb Integrated Advice wongeza ngelithi, “Njengomboneleli weenkonzo zemali odibeneyo, sikhuthaza abathengi bethu ukuba badibane nabacebisi babo bezezimali okanye amaziko emali malunga nendlela yokumisa iilifa zabo ngokuhambelana neminqweno
SPONSORED CONTENT yabo kunye neemeko ezizodwa. Ngaphezu koko, abathengi kufuneka bathathe ithuba lemisitho efana newills Week [Iveki Yeelifa] ukufunda ngakumbi ngokubaluleka kokuba nelifa kwaye okona kubaluleke kakhulu, ukuthatha inyathelo lokuqala ukubhala ilifa labo.”
• Ukuhlala neqabane Ngelixa ukwabelana ngayo yonke imicimbi yakho yezemali kunokuba nomtsalane othile wothando kunye neenzuzo zemali, kubalulekile ngokufanayo ukuba abantu abathandanayo bazi ukuba kufuneka bakulawule njani oku xa kuziwa kwiilifa zabo.
Ukuba wabelana ngezibophelelo zakho zemali neqabane lakho, elifana nekhaya okanye imoto eniyithenge kunye, kufuneka nibe nengxoxo evulekileyo malunga nezithintelo zemali okanye imingcipheko eziya kubandakanyeka ukuba omnye wenu uyasweleka.
• Abatshatileyo - Izibini ezininzi ezitshatileyo zigcina iiakhawunti zebhanki ezidibeneyo.
Kubalulekile ukuqaphela ukuba umnini-akhawunti oyintloko wale akhawunti yebhanki edibeneyo uyasweleka, ibhanki ifunwa ngokomthetho ukuba iyivale i-akhawunti de impahla yomntu oswelekileyo ilungiswe ngokupheleleyo.
Ngokuqinisekileyo oku kuya kubeka uxinzelelo lwezemali okanye uxinzelelo kwiqabane elisaphilayo. Oku kukwasebenza nakwabo bafake izicelo kwimalimboleko yendlu okanye yemoto.
• Uqhawule umtshato Yenza utshintsho oluyimfuneko kwilifa lakho nakwisicwangciso seempahla ukuze sibonise iminqweno yakho yangoku.
Owayesakuba liqabane lakho aliyi kususwa ngokuzenzekelayo kwilifa lakho ngenxa yokuba wawuqhawule umtshato.
• Abaxhomekeke kuwe Ukuba unabantwana abancinci, yenza isigqibo sokuba ngubani oza kubakhathalela xa wena neqabane lakho nisweleka.
Ukuba ukhethe umgcini kwaye uyifake kwilifa lakho, kufuneka kwakhona ucinge ngobudlelwane bakho kunye nomgcini okhethiweyo. Khangela ukuba ikhuselekile kwaye iya kubonelela ngemekobume efanelekileyo ukuze abantwana bakho bakhulele kuyo.
Eyona nto ibalulekileyo omele uyikhumbule apha kukuqinisekisa ukuba nantoni na oyishiyela abantwana bakho isezandleni ezilungileyo.
“Kubalulekile ukutyala ixesha elithile elisemgangathweni kwaye ucinge ngendlela onokuzisebenzisa ngayo ezinye zezi ngqwalasela ukuze zikuncede ugcine ilifa lakho njengesicwangciso lohambo lwakho locwangciso lwezemali. Ungaze ulalanise xa kuziwa ekukhuseleni iimpahla zakho kunye nocwangciso olufunekayo ukuze ugqithise izinto zakho ngokufanelekileyo kwisizukulwana esilandelayo. Ngale ndlela, abantu obathandayo banokuzinikela ukuzalisekisa iminqweno yakho ephambili nokuba ungekho. Sukulinda, bhala okanye uhlaziye ilifa lakho ngoku,” ugqibe watsho urazack.