kil­imo salama now avail­able in rwanda

RISKAFRICA Magazine - - NEWS -

A low-cost in­sur­ance so­lu­tion, which op­er­ates us­ing data from au­to­mated weather sta­tions, will of­fer 20 000 Rwan­dan farm­ers cover for the risks posed by in­creas­ingly er­ratic rain­fall in the coun­try. The mi­cro-poli­cies will pro­tect agri-loans for high-yield­ing seeds, fer­tilis­ers and other farm in­puts.

Called Kil­imo Salama, ‘safe farm­ing,’ the pro­ject is the col­lab­o­ra­tion be­tween the Syn­genta Foun­da­tion for Sus­tain­able Agri­cul­ture, the Min­istry of Agri­cul­ture and An­i­mal Re­sources, One Acre Fund, SO­RAS In­sur­ance in Rwanda, and Swiss Re Cor­po­rate So­lu­tions. It was launched in Kenya in 2010 and has in­sured 73 000 farm­ers to date. Ten thou­sand pay­outs have been made to farm­ers in Kenya. The pro­gramme will of­fer farm­ers in the south­ern and western prov­inces in­sur­ance linked with loans pro­vided by One Acre Fund for fer­tiliser and other in­puts. In­sur­ance pre­mi­ums will be paid as part of loan re­pay­ments.

The pro­ject cov­ers farm­ers who plant maize and beans, on as lit­tle as a 10th of a hectare. “Ex­treme or er­ratic rains and drought trap many Rwan­dan farm­ers in poverty. Re­peated bad weather can rob them of the means to re­cover in the fol­low­ing grow­ing sea­sons,” adds Marco Fer­roni, ex­ec­u­tive di­rec­tor of the Syn­genta Foun­da­tion.

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