TOP BUNDLES

If you need a cheque account with an overdraft and a credit card, the following accounts are aimed at you. They may not, however, be the most cost-effective accounts; it depends on how you bank. ABSA PLATINUM VALUE BUNDLE Monthly service fee of R149 includes:

Annual fees for cheque and credit cards;

Seven cash withdrawals a month at Absa ATMs;

Unlimited debit/cheque card purchases;

Unlimited electronic transactions*; and

Subscriptions to internet, app and cellphone banking. Excluded: overdraft facility fee of R18 a month. NEDBANK SAVVY BUNDLE Monthly service fee of R169 includes:

Annual fees for cheque and credit cards; Overdraft facility fee; Unlimited cash withdrawals at Nedbank ATMs;

Unlimited debit/cheque card purchases; Unlimited electronic transactions; and Subscriptions to internet, app and cellphone banking. STANDARD BANK PRESTIGE PLUS Monthly service fee of R179 includes:

Annual fees for cheque and credit cards;

Eight cash withdrawals a month at Standard Bank ATMs;

Unlimited debit/cheque card purchases; Unlimited electronic transactions; and Subscriptions to internet, app and cellphone banking. Excluded: overdraft facility fee of R26.50 a month. FNB PLATINUM CHEQUE BUNDLE Monthly service fee of R199 includes:

Annual fees for cheque and credit cards; Overdraft facility; Four cash withdrawals a month at FNB ATMs;

Unlimited debit/cheque card purchases;

Unlimited electronic transactions; and

Subscriptions to internet, app and cellphone banking. *Electronic transactions include debit and stop orders, electronic account and beneficiary payments, and inter-account transfers made via any channel.