Some tips

Sunday Times - - Money -

Watch out for pet in­sur­ance prod­ucts where the in­surer asks few ques­tions about your pet’s health when you ap­ply for cover. It could mean that they will de­mand ex­ten­sive re­ports on your pet’s con­di­tion ev­ery time you claim. This is what is re­ferred to as un­der­writ­ing at claims stage and leaves you with uncer­tainty around whether your claim will be paid.

Ask your lo­cal vets for ref­er­ences of pet in­sur­ers that are good at pay­ing claims with­out quib­bling.

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