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IT is that time of the year when families and businesses start packing up for the holidays or close for the festive season.
As families and businesses start to vacate their homes and premises over the festive season, there is often a spike in criminal activity, particularly burglaries, as criminals capitalise on vacant buildings and houses.
Sean Pretorius, a Chief Operations Officer at Risk Benefits Solutions, one of South Africa s largest independent insurance and risk specialists, says the insurance industry witnesses a spike in claims over this period.
But this is the time of year when people need to be extra careful at all times,” says Pretorius.
Pretorius provides a checklist to ensure protection and peace of mind over the festive season:
Protection against theft: Beware of car jamming: Remote jamming of vehicles is still prevalent in South Africa, and people need to remain vigilant when locking their vehicle. Insurance policies will not cover loss incurred from such an instance.
Be conscious of your belongings: Don t leave personal belongings unattended while on outings, or on show in vehicles.
Review insurance policies to include new items.
Travelling abroad: Ensure that adequate travel insurance cover is purchased when travelling, as a cheaper policy could potentially turn out to be more costly should the unexpected happen.
Safeguarding a premise: Pack away valuable items so that passers-by can t see them from the street.
Alert someone to your absence: Have contact details of at least two responsible and trustworthy people nearby that you can contact quickly in case of an emergency, and don t hide a spare key on the property.
Don t advertise that you will be away on social media platforms.
Portray that someone is home: Ask a friend or neighbour to collect the post, and install a timer for your lights.
Secure the property: Ensure all windows and doors are securely locked, and that the security alarm is working properly. The security company should also have updated contacted details.