October – Pink Ribbon Month
Every year the month of October and the wearing of pink ribbons commemorates Breast Cancer Awareness Month.
To put it bluntly, breast cancer is probably the most feared severe illness by women, not only in South Africa but across the entire globe. If I may make a guess, the fear of breast cancer among women most certainly equals the fear of prostate cancer among men. Both of these unexpected conditions can occur without any, or much, warning signs.
It is recommended that all women irrespective of age go for a mammogram at least once a year. Self-examination of one’s breasts should be an extremely necessary and regular exercise. Any change should be considered rather risky and should certainly be followed by a visit to one’s family doctor for an expert opinion and further recommendations. The fact of the matter is that early detection and treatment can be of vital importance towards full recovery.
I am certain that my personal view towards signs of prostate cancer in men is regularly overlooked due to being too self-conscious to even discuss the matter with one’s own GP. Until a number of years ago a rather humiliating physical examination was done, but thankfully this has now in most cases been replaced by a blood test. Once again, early detection and treatment is of absolute importance. If earlier detection and diagnoses is made, the chances of survival percentage will certainly increase tremendously. It is thus strongly recommended for all men over the age of 40 to go for a prostate blood test at least once a year.
In the unfortunate event of a woman contracting breast cancer or a man contracting prostate cancer, the end result could be that of devastation.
Over and above the health concerns, it is normally accompanied by massive medical bills. Having a medical aid will certainly be of some assistance, but mostly the patient is responsible for the payment of several doctors and hospital bills. The only way to overcome these financial burdens is certainly to have sufficient insurance cover against such events.
In today’s day and age, insurance companies can virtually offer cover against any eventuality. One can have comprehensive severe illness cover, or if so desired, individual cover for most types of cancer or other severe illness conditions.
As an example, if one has a long family history of breast cancer, full cover against breast cancer can be taken as free-standing cover. As mentioned in the past, each person’s needs are unique and no advice can be given without full and confidential discussions with one’s own trusted financial adviser. I strongly recommend that you should make an early appointment with an experienced financial adviser to discuss any concerns.
For expert financial advice with a passion, please feel free to telephone my office on 087-805-7712 for a fully confidential appointment. Our offices are conveniently situated at 20 Southwell Road, Port Alfred (the office with the bright blue light). We offer ample free off street parking as well as a ramp for easy wheelchair access.