Oc­to­ber – Pink Rib­bon Month

Talk of the Town - - Business Forum - ... with Nico Hu­man

Ev­ery year the month of Oc­to­ber and the wear­ing of pink rib­bons com­mem­o­rates Breast Can­cer Aware­ness Month.

To put it bluntly, breast can­cer is prob­a­bly the most feared se­vere ill­ness by women, not only in South Africa but across the en­tire globe. If I may make a guess, the fear of breast can­cer among women most cer­tainly equals the fear of prostate can­cer among men. Both of these un­ex­pected con­di­tions can oc­cur with­out any, or much, warn­ing signs.

It is rec­om­mended that all women ir­re­spec­tive of age go for a mam­mo­gram at least once a year. Self-ex­am­i­na­tion of one’s breasts should be an ex­tremely nec­es­sary and reg­u­lar ex­er­cise. Any change should be con­sid­ered rather risky and should cer­tainly be fol­lowed by a visit to one’s fam­ily doc­tor for an ex­pert opin­ion and fur­ther rec­om­men­da­tions. The fact of the mat­ter is that early de­tec­tion and treat­ment can be of vi­tal im­por­tance to­wards full re­cov­ery.

I am cer­tain that my per­sonal view to­wards signs of prostate can­cer in men is reg­u­larly over­looked due to be­ing too self-con­scious to even dis­cuss the mat­ter with one’s own GP. Un­til a num­ber of years ago a rather hu­mil­i­at­ing phys­i­cal ex­am­i­na­tion was done, but thank­fully this has now in most cases been re­placed by a blood test. Once again, early de­tec­tion and treat­ment is of ab­so­lute im­por­tance. If ear­lier de­tec­tion and di­ag­noses is made, the chances of sur­vival per­cent­age will cer­tainly in­crease tremen­dously. It is thus strongly rec­om­mended for all men over the age of 40 to go for a prostate blood test at least once a year.

In the un­for­tu­nate event of a woman con­tract­ing breast can­cer or a man con­tract­ing prostate can­cer, the end re­sult could be that of dev­as­ta­tion.

Over and above the health con­cerns, it is nor­mally ac­com­pa­nied by mas­sive med­i­cal bills. Hav­ing a med­i­cal aid will cer­tainly be of some as­sis­tance, but mostly the pa­tient is re­spon­si­ble for the pay­ment of sev­eral doc­tors and hos­pi­tal bills. The only way to over­come these fi­nan­cial bur­dens is cer­tainly to have suf­fi­cient in­sur­ance cover against such events.

In to­day’s day and age, in­sur­ance com­pa­nies can vir­tu­ally of­fer cover against any even­tu­al­ity. One can have com­pre­hen­sive se­vere ill­ness cover, or if so de­sired, in­di­vid­ual cover for most types of can­cer or other se­vere ill­ness con­di­tions.

As an ex­am­ple, if one has a long fam­ily his­tory of breast can­cer, full cover against breast can­cer can be taken as free-stand­ing cover. As men­tioned in the past, each per­son’s needs are unique and no ad­vice can be given with­out full and con­fi­den­tial dis­cus­sions with one’s own trusted fi­nan­cial ad­viser. I strongly rec­om­mend that you should make an early ap­point­ment with an ex­pe­ri­enced fi­nan­cial ad­viser to dis­cuss any con­cerns.

For ex­pert fi­nan­cial ad­vice with a pas­sion, please feel free to tele­phone my of­fice on 087-805-7712 for a fully con­fi­den­tial ap­point­ment. Our of­fices are con­ve­niently si­t­u­ated at 20 South­well Road, Port Al­fred (the of­fice with the bright blue light). We of­fer am­ple free off street park­ing as well as a ramp for easy wheel­chair ac­cess.

Newspapers in English

Newspapers from South Africa

© PressReader. All rights reserved.