Top financial and budgeting apps

Shirley Smith

There are at least a dozen apps designed to help you manage your personal finances. We highlight five of our current favorites here.

Mint (iPhone)

Tracking every rand spent isn’t easy, but that’s where this helpful app steps in: Mint draws data from your different accounts, tracks your spending, and assists you in setting up a budget based on actual figures. It can also pull your credit score and tell you how to improve it.

Wallet (iPhone)

This handy app allows you to store your credit cards, virtual loyalty cards, vouchers, tickets, boarding passes (etc.) in one place. The virtual cards saved to Wallet hold vital information like your seat number at a movie, or what a voucher entitles you to and when it expires.

Goodbudget (iPhone and Android)

This wonderful app allows you to track your spending in relation to your budget. If you have a tendency to overspend, it can be set up to prevent you from doing so. It has a built-in function that allows you to sync your budget across all of your devices so you have a real handle on your family’s finances. It also helps you stay on track (and accountable) regarding saving goals.

Stocard (Android)

Stocard was originally Android’s answer to the iPhone’s Wallet. Both apps allow you to store virtual cards, in this case specifically loyalty or rewards cards, without having to carry a physical card in your wallet. With easy access to loyalty cards, users are able to save on certain items - savings which can add up to considerable amounts.

22seven (iPhone, Android)

This app pulls data from all your accounts into one place. From bank accounts to credit cards, store accounts, loans and rewards – 22seven can track what you have, owe and can borrow. It allows you to create and track a budget, and even to invest in funds.

Shirley Smith is COO at Old Mutual Finance.

This article was first published on Old Mutual Finance’s blog.