Friday’s solutions:

Across: 7 Olive. Hand-out. Coroner. 10 Usurp. 12 Asseverate. 15 Impoverish. 18 Apart. 19 Fall out. 21 Freeman. 22 Opera.

Down: 1 Concertina. 2 Liars. 3 Seen. 4 Charge. 5 Insurers. 6 Popular. 11 Present day. 13 Save time. 14 Apparel. 16 Refine. 17 Domed. 20 Loop.