HOW TO USE CASH RATHER THAN CREDIT
RESEARCH shows if you pay cash rather than using a credit card you will likely spend less. The reason behind it is that you can actually see what you are spending when you use cash. If you carry R100 notes, you are less likely to break it, which saves you making impulse buys. A study has also shown that when you list everything you need, you will save money, as you will only buy what you really need.
MAKE EXTRA FOOD AND FREEZE
WHENEVER you make a batch of your favourite meal, whether it’s soup or a casserole or something else, consider whether or not you could prepare a second or third batch at the same time and freeze that extra batch. If you can, and the extra batch would reheat easily, then do so. This saves money in two ways.
One, it allows you to buy bulk ingredients, so you might end up buying a giant can of beans or a full bag of potatoes.
And, two, a frozen meal (one that you can thaw by putting it in the fridge a few days early) is easy to prepare as it just involves heating it up in a pan or a microwave-safe bowl. It’s so incredibly easy to do and it makes for some incredibly easy meals later on.
You can try doing this with soup meals that you can reheat later.
MAKE A GROCERY LIST
THE fridge is bare. The shelves are empty. You need food. Time to hit the grocery store, right? If you simply take the first step of looking around your home and thinking about what you need and make a list, you’re going to end up spending a lot less time in the store and spending a lot less money, too.
Why? You will have a list to focus on in the store rather than drifting from aisle to aisle tossing things in your cart that you don’t need.
For bonus points, take a look at your store’s flyer while making this list for ideas on discounted stuff.
Another tip, make a meal plan for several days and make sure you have the ingredients you need to ensure you can easily eat at home.
START A CARPOOL
IF YOU have a regular commute with regular hours and you know anyone in your neighbourhood who has the same commute with similar hours, talk to them about a lift club. Even if it’s an irregular one it might work.
Ask this person about their commute and suggest sharing a ride on days when your schedules are similar.
Maybe it works out every day, or every day but Fridays.