BUSI SELESHO’S TIPS ON HOW TO WORK TOGETHER AS A COUPLE TO GET OUT OF DEBT.

Acceptance and self-awareness. When a couple has accepted they are in debt and are collectively ready to deal with the problem, then 70% of the work is done because debt is often a symptom of what is going on in the background. Some people go to great lengths – like getting a better paying job – to clear their debt, but still find themselves in debt. In these cases, you may be treating the symptom and not the underlying problem. I have a six-week course where I help individuals clear their debt vibration, which may be connected to guilt and value. Once you are aware of this, you open yourself up to clearing the recurring energy of debt, allowing for opportunities that get you out of debt.

Pay double to help pay your debt quicker. Write down all your debt on a spreadsheet, from the smallest to the largest. Record the total amount of the debt owed, calculate what needs to be paid every month and pay double the amount. You’ll be able to pay off your debt quick and pay less interest. Take your savings and double up on your debt payment. Ask for a raise or promotion. Some people find that they’re paid less than they should be. Ask for a raise if it’s warranted.