WHAT DIFFERENT MEDICAL SCHEMES OFFER

DISCOVERY

■Screening consultations with a network doctor as well as two Covid tests a year.

■ Hospital benefits will depend on which plan you’re on. A defined basket of pathology, x-rays and scans.

■ Out- of-hospital treatment on all plans, up to a maximum of 100% of the Discovery Health rate (the rate specified by the scheme which determines what it’s willing to pay for healthcare services).

MOMENTUM MEDICAL SCHEME

■ Cost of diagnosis. Tests are covered from scheme benefits (not medical savings) whether positive or negative, as long as you get pre-authorisation.

There’s no restriction on the maximum number of tests covered.

STreatment for confirmed cases, including private hospitalisation.

SCover for all prescribed treatment and medication. Any other medicines and vitamins will be paid from available savings.

SFree 24/7 access to Hello Doctor, which includes free cellphone and digital access to a doctor.

FEDHEALTH

■ Only positive tests will be paid by the medical scheme; if the test is negative, it’ll be paid from your day-to-day benefit.

■ Treatment of positive cases that are mild and don’t require hospitalisation will be paid from your day-to-day benefits.

■ Hospitalisation will be covered from your in-hospital benefit according to the benefits available on your option.

■ Scans for the treatment of members who test positive.

BONITAS

■ Up to two screening consultations with healthcare professionals and three tests annually will be covered by the medical scheme.

■ Hospital treatment will be covered in accordance with the scheme benefits as well as the member’s chosen health plan. SMedical consultations.

■ Defined supportive treatment and medicines.