TIPS FOR BUY­ERS

Your Family - - Money Smart -

Care­fully check the pho­to­graph of the item for sale and make sure it matches the de­scrip­tion pro­vided. Fraud­sters will some­times use pic­tures they’ve found on­line be­cause they don’t ac­tu­ally have the item they’re ad­ver­tis­ing. Check items care­fully and in­sist on any cer­tifi­cates for high value items such as jew­ellery. Never pay a de­posit for items you haven’t phys­i­cally in­spected. If a seller is ask­ing for a de­posit to se­cure your pur­chase or to pay the courier bill, don’t buy the item. Don’t meet the seller car­ry­ing a large amount of cash. When you’ve seen the item and you’re happy, go to the bank with the seller to draw the money, or do an EFT. If pos­si­ble, ver­ify the iden­tity of a buyer by ask­ing for a copy of the per­son’s ID. Don’t use es­crow ser­vices like Moneygram or West­ern Union in an on­line trans­ac­tion.

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