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of Saffers don’t have a valid will, according to Alex Simeonides, CEO of Capital Legacy. Getting your house in order isn’t as difficult as you might think. You don’t even need a lawyer. Electronic testament templates are available, but for more complex estates (for instance if you have investment­s overseas, or a blended family) things are a little trickier. If you make a mistake, the will might not be valid, and your family could be left with a huge financial headache to sort out. A kind of legal default kicks in in the absence of a valid will, and possibly none of your wishes will be carried out. One phone call to a consultant is all it takes to avoid this. Google Capital Legacy for more.

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