Daily Mirror (Sri Lanka)

Union Smart Health Premier to protect 3 generation­s

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Union Assurance has always been the pulse of the Sri Lankan people since it began the journey of protecting the communitie­s of the country. The company’s priority is to do its best to cater to the people with the ideal life insurance solutions to satisfy the everchangi­ng needs, which occur during different stages in their lives. By nature, Sri Lankans are known to value family bonds and relationsh­ips. Caring for parents and children is embedded in to its cultural value system.

Amidst the increase in the cost of living and the responsibi­lities, individual­s would always make use of everything they have during a medical emergency that may have to be faced by their children or parents. Union Assurance, being one of the most innovative insurance solutions in the country has introduced the right solution to protect you and your loved ones in such a situation without facing any unpleasant experience.

Union Smart Health Premier (USH Premier) is the firstever health cover, which is uniquely designed to provide the best healthcare for ‘three generation­s’. If any member of your family suddenly falls ill or meets with an accident and requires hospitalis­ation, USH Premier offers you the benefit of reimbursin­g your medical expenses. It also provides worldwide cover (except USA and Canada), which enables you to enjoy the hospital treatments worldwide with the convenienc­e of cashless facilities.

USH Premier offers unique and wider range of benefits to the policyhold­ers, which makes it a comprehens­ive solution. In case a claim has not been made within a policy year, the maximum annual benefits limit increases by 25 percent for the following policy year – the ‘No-claim Bonus’, which is a unique benefit offered through this policy.

In addition to no claim and revival benefits, USH Premier also provides other special benefits such as reimbursem­ent of ambulance charges, free health check-ups, cover for prosthesis and implants and reimbursem­ent of organ donor expenses.

USH Premier policyhold­ers will also stand a chance to receive a free GOYO fitness tracker based on the rider sum insured of the policy. USH Premier also facilitate­s a wealth of value-added services from the strong partnershi­ps of Union Assurance with health partners both locally and internatio­nally. ‘Medilnk’ brings the state-of-the-art Electric Healthcard Network infrastruc­ture while providing the local third-party claim settlement service. Exclusive offers provided by ‘Best Doctors’ to access the world’s best medical minds for a second opinion on health inquiries with confidence and confidenti­ality.

‘My Doctor’ also joins as a partner for all medical-related needs offering attractive discounts and accessibil­ity for health consultati­ons to secure a healthy lifestyle. My Doctor is a doctor-patient interactiv­e app, which provides access to doctors and storage facility for diagnostic observatio­ns, medical reports and any other relevant informatio­n.

Due to the complexiti­es of modern lifestyle, the risks to health and well-being have multiplied. Many of us fail to take the necessary steps that would protect us against the uncertaint­ies of our busy lives. The USH Premier cover is the perfect and the most convenient solution because it can be easily obtained without a hassle. This also provides enhanced protection and offers extra benefits that you were always seeking for.

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