Cashless admission and free second medical opinions with AIA Health Protector

AIA Health Protector, the next generation, comprehensive health cover by AIA Insurance has just introduced two new features. With medical inflation in Sri Lanka increasing at over 7% and a very large portion of all healthcare expenditure being out of pocket and not funded by insurance or government, one cannot dismiss the importance of a good health cover.

That is why AIA Health Protector has introduced two new features, which further reinforces its leading position as the most comprehensive health cover available in Sri Lanka. AIA’s Global Cashless Hospitalisation lets you get treatment anywhere in the world (excluding the US and Canada) without having to worry about cash when being admitted to hospital. All you have to do is present the AIA cashless card to the hospital and the rest is handled by AIA. This feature offers great convenience as customers don’t have to deal with carrying cash, foreign currency etc. when seeking treatment overseas or even in Sri Lanka.

Another unique feature is the second medical opinion. As the name suggests, this new feature allows you to seek a second medical opinion, for free, from a specialist. Said Pankaj Banerjee, CEO “From a customer viewpoint, if someone was recently hospitalised and advised an open-heart surgery, he or she will definitely desire a second opinion from a reputable surgeon to understand their options prior to surgery. AIA’s second medical opinion feature gives our customers the comfort of making a well-informed decision prior to undergoing treatment for serious conditions like transplants, heart related diseases, cancers etc”.

Let’s not forget the other features of Health Protector that makes it a truly comprehensive product, including a generous hospital expense cover-all the way up to Rs20 million, coverage for 37 critical illnesses including Cancer, Heart attack and Stroke, coverage for over 250 surgeries and pre- and post hospitalisation expense coverage. You also get a ‘no-claim privilege’ which is great for people who are younger and in good health. For example, your hospital expense coverage will increase by 10% every year and double over a period of 10 years, if you don’t make a claim. That helps take care of medical inflation and gives you more protection in the future years.

Furthermore, when your policy matures, Health Protector has been designed to leave you with a large Health Fund, so you can continue to take care of yourself even after your policy matures. And should one pass away during the policy cover, the surviving family will receive the life insurance benefit with the balance in the health fund, which will give them the financial security they’ll need in your absence. They can also choose to continue your policy and continue to stay protected.

AIA’s Health Protector truly offers a very comprehensive set of benefits. Give them a call to see how they can help create a customized health insurance for you and yours.