AIA’s Smart Wealth, now improved to offer unparalleled investment opportunities for customers
Flowing i n- de p t h research and with a view to addressing current market conditions, AIA Insurance recently redesigned and launched its flagship savings product, AIA Smart We a l t h , enhancing its value and proposition to Sri Lankans.
The newly designed, Smart Wealth enables you to create, manage and protect your wealth. It combines the best of savings with life insurance while providing a significant amount of flexibility to customers.
Backed by the professional and prudent investment management capabilities of AIA, Smart
Wealth invests in a portfolio of high-quality corporate bonds / fixed income investments and government securities which are invested for the long term. The investment strategy is designed to provide customers a solid return on their long- term savings. AIA Insurance’s track record of providing superior returns (declared dividend for 2020 was 9.18%) is further backed by an annual guarantee which is currently at 8% for 2021.
The redesigned saving solution offers customers the choice of customizing the amount of life insurance protection they need. Smart Wealth comes standard with a life insurance cover of 5 times the Annualized Premium, but customers may choose to add more life insurance – up to 50 times the Annualized Premium, along with an Accident Insurance Cover.
In the unfortunate event of death or Total Permanent Disability, AIA will immediately pay the insurance benefits to your loved ones and will continue to pay your premium on your behalf so that your loved ones will receive the maturity as you intended. This is a unique feature where customers get the benefit of protection and maturity in case the life assured passes away.