Ceylinco VIP enhances accidental Health Insurance benefit to Rs 10 million
Ceylinco General Insurance announced recently that the Accidental Health Insurance benefit offered to its Ceylinco VIP On The Spot Motor Insurance policy holders will be increased to over Rs 10 Million with immediate effect. This Emergency Hospitalisation Insurance Cover is absolutely freeof-charge for its Ceylinco VIP on the Spot customers.
It includes a cover of Rs. 2 million for hospitalisation expenses in the event of a road traffic accident within Sri Lanka and, if necessary, for follow-up treatment overseas on medical recommendation. Further, in the event of a policyholder travelling overseas, he or she will be entitled to a hospitalisation cover due to any medical
emergency up to Rs. 2 Million, and Rs. 4 Million for hospitalisation expenses due to an accident for up to 15 days whilst overseas.
Furthermore, overseas travellers will be entitled to Personal Accident Insurance of Rs. 2 Million, which will include Death and Total Permanent Disablement covers while
overseas and Permanent Partial Disablements will be covered up to Rs. 1,000,000/-.
The benefits announced will be applicable to comprehensive policyholders of Ceylinco VIP On The Spot who have insured their Cars, Vans, Jeeps, Double Cabs, Buses, Lorries as well as Three Wheels. Similarly, comprehensive motorcycle policyholders will be entitled to a Hospitalisation Cover of Rs. 500,000/- in the event of a road traffic accident within Sri Lanka. Third party customers too will benefit with a cover of Rs. 300,000/- for hospitalisation in the event of a road traffic accident within Sri Lanka for vehicles and Rs. 200,000/- for motorcycles.
The new cover will be valid for all new policies with immediate effect and at the next renewal for existing policies. In the case of individual customers, the insured will be entitled to this revolutionary benefit, while corporate customers or fleet owners must name an individual (user or driver) as beneficiary.